A valuation is a very useful document which can enable you to ensure that your valuables are insured for the correct value. Should you be in the unfortunate position of having a loss or a theft the valuation not only provides your insurer with financial information but is valuable proof of ownership. We recommend that you keep your valuation up to date and consider having your items valued at least once every five years.
Fraser Hart is able to undertake the following types of Valuation:
Insurance replacement – An insurance valuation is the amount an item should be insured for, that if lost or stolen could be replaced for the amount specified.
Probate (in Scotland called confirmation of will) valued as part of a deceased persons estate, the value applied is what the item might achieve in the open market – say at an auction
- Private sale - sale between parties.
- Loan and security
- Capital gains tax
- Family division and divorce
- Post loss assessment
All our Fraser Hart stores are able to accept your rings jewellery or watches for any of the above types of valuation. Prices on application.